AFFILIATE PROGRAM

Earn By Promoting Optec Payments

Sign up and get instant access to your affiliate dashboard — complete with a unique referral link, downloadable QR code, real-time analytics, ready-made email and social templates, multi-level earnings tracking, and a pipeline view of every merchant you refer. Earn upfront bonuses plus lifetime monthly residuals.

Lifetime

Residual Income

Earn monthly on every live merchant

<24hrs

Approval Time

Most applications approved same day

$0

Cost to Join

Free to sign up, free forever

4

Payout Methods

ACH, check, PayPal, or wire

GETTING STARTED

How It Works

Start earning in four simple steps.

1

Sign Up

Create your affiliate account right here on this page. Just your name, email, and a password — takes under a minute.

2

Get Approved

Our team reviews every application and most are approved within 24 hours. Once active, you get immediate access to your affiliate dashboard with all tools ready to go.

3

Share & Track

Copy your unique referral link, download your QR code, and grab ready-made email templates and social posts from your dashboard. Every click and conversion is tracked in real time.

4

Earn & Grow

Earn upfront bonuses and lifetime monthly residuals on every merchant that goes live. Recruit other affiliates to earn override commissions — and track it all from your earnings dashboard.

WHY OPTEC

Affiliate Benefits

Everything you need to promote Optec and earn.

Multi-Level Earnings

Earn upfront bonuses and lifetime monthly residuals on every merchant you refer. Your dashboard breaks earnings down by level — your direct deals (L1), overrides from recruits you brought in (L2), and sub-recruit overrides (L3).

Referral Link + QR Code

Every approved affiliate gets a unique referral link and a downloadable QR code. Share digitally or print it — every click and conversion is automatically tracked and attributed to you in real time.

Real-Time Analytics Dashboard

Track clicks, conversions, and earnings with interactive charts over 7, 30, 60, or 90-day windows. See your pipeline of referred merchants with estimated vs. actual residual projections at every stage.

Flexible Payouts

Choose ACH direct deposit, check, PayPal, or wire transfer. View your full payout history with status tracking on every payment — all managed from your settings page.

Ready-Made Marketing Assets

Access pre-written email templates, social media posts optimized for LinkedIn and X, and promotional materials — all designed to help you convert your audience without writing copy from scratch.

Recruit and Earn Overrides

Bring on other affiliates under your account and earn override commissions on their deals. Your dashboard tracks your recruits, their performance, and your override earnings automatically.

IDEAL PARTNERS

Who Is This For?

If you have an audience of business owners or decision-makers, you are a fit.

Content Creators & Influencers

Share your referral link with your audience and track every click and conversion from your dashboard. Pre-written social posts and email templates make promotion effortless.

Email Marketers

Drop your referral link into your business-focused newsletter. Your dashboard shows exactly which sends convert — so you can optimize your campaigns with real data.

Bloggers & Publishers

Write about business tools or fintech? Add Optec to your recommendations with your tracked link and earn lifetime residuals on every merchant that signs up.

Business Consultants

Advise businesses on operations or finance? Refer their payment processing to Optec and earn ongoing residuals — plus recruit other consultants for override income.

Performance Marketers

Run paid traffic and track conversions in real time through your affiliate dashboard. Download your QR code for print campaigns or use your referral link for digital.

Referral Networks

Part of a BNI chapter or professional network? Share your QR code at events and track every merchant introduction through your pipeline view — from lead to live account.

COMPARE PROGRAMS

Affiliate vs. Agent — What Is the Difference?

Affiliate

  • Share your unique referral link online
  • No sales calls or deal closing required
  • Upfront bonus + monthly residual income
  • Real-time dashboard tracks clicks and conversions
  • Ideal for marketers, bloggers, and consultants

1099 Agent

  • Build and manage a merchant portfolio
  • Dedicated sales manager helps you close
  • Done-for-you vertical landing pages
  • Higher lifetime residual income potential
  • Great for sales professionals and industry experts
Optec Payments

Affiliate Portal

Sign in to your affiliate dashboard or create a new account.

Affiliate Portal

Refer merchants and earn commissions

Are you an agent? Sign in here

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Start Earning With Optec Today

Create your free account and get immediate access to your affiliate dashboard — unique referral link, downloadable QR code, real-time analytics, ready-made marketing assets, multi-level override tracking, and a pipeline view of every merchant you refer. No sales experience required.