Not Just a Program. A Sales Platform.
Most ISOs hand you a rate sheet and wish you luck. Optec gives you a complete agent portal with AI prospecting, a statement analyzer, a pipeline CRM, a landing page builder, automated sequences, a sales coaching library, and a dedicated sales manager on every deal. Plus lifetime residuals on every merchant you board.
$0
No Quotas
No territories, no minimums
Lifetime
Residual Income
Earn monthly on every live merchant
15+
Portal Tools
AI-powered sales platform
1:1
Sales Manager
Dedicated support on every deal
YOUR AGENT PORTAL
Every Tool You Need to Find, Win, and Keep Merchants
Your agent portal is a complete sales platform — not just a dashboard. Here is what you get when you join.
Pipeline CRM with
AI Prospecting Engine
Statement Analyzer with
Landing Page Builder
Email & SMS
Sales Coach &
Pipeline CRM with AI Lead Scoring
Manage every deal through a visual pipeline with drag-and-drop stages. AI-powered lead scoring ranks prospects by processing volume potential, engagement signals, and conversion likelihood so you always know which leads to work first.
AI Prospecting Engine
Search for merchants by zip code, industry, or business size using built-in local business search. Our AI curates daily picks of high-potential prospects and generates personalized first-touch outreach scripts you can send immediately.
Statement Analyzer with OCR
Upload any merchant processing statement and our AI extracts volume, transaction counts, rates, and fees automatically. Get a full interchange breakdown, junk fee identification, and a side-by-side savings comparison you can present to the merchant on the spot.
Landing Page Builder
Create your own branded, industry-specific landing pages right from your portal. Choose a vertical, add your bio and intro video, attach lead magnets like savings calculators, and generate QR codes and PDF flyers for offline marketing — every lead flows straight into your pipeline.
Email & SMS Sequences
Build automated multi-step follow-up sequences to nurture leads over days or weeks. Use the AI sequence generator to create custom outreach paths based on merchant pain points, industry, and deal stage — so no lead goes cold while you focus on closing.
Sales Coach & Objection Library
Access a searchable library of merchant objections with proven response scripts, pro tips, and real-world examples. Get competitor intel on Square, Stripe, Toast, Clover, and others — including their typical pricing, common complaints, and switching talking points.
AND THAT IS NOT ALL
Everything Else You Get
Beyond the six core portal tools, every Optec agent gets these built in.
Earnings Dashboard
Track projected vs. actual earnings, spread analysis, tier progress, and download PDF residual statements — all in real time.
Team Management
Recruit sub-agents with unique invite links. Track team performance, deal volume, and override earnings across your entire downline.
Training Academy
Structured modules covering sales mastery, statement analysis, vertical selling, marketing, and advanced ISO operations.
Dedicated Sales Manager
A named sales manager who joins your Zoom calls, helps structure pricing, handles objections, and makes sure you never lose a deal alone.
24/7 Agent Support
Round-the-clock support for you and your merchants. Call, text, or email any time — day or night.
Full Back-Office
We handle underwriting, risk monitoring, compliance, chargeback management, and merchant support so you can focus on selling.
Route Optimization
Plan optimized daily visit routes from your saved prospects. Track field activities, log visits, and maximize face-to-face meetings.
Merchant Referral Program
Your boarded merchants can refer other businesses through a branded referral link. Track referrals, reward merchants, and grow your portfolio organically.
Speed-to-Lead Dashboard
See exactly how fast you respond to new leads. Track response times, set alerts for unworked leads, and never miss a hot prospect.
Pre-built Outreach Sequences
Industry-specific multi-step outreach sequences ready to deploy — restaurants, retail, medical, professional services, and more.
THE DIFFERENCE
Why Agents Choose Optec
See how we compare to what most ISOs offer their agents.
Category
Most ISOs
Optec
Sales Tools
A rate sheet and a phone number
Full sales platform with AI tools, CRM, and marketing automation
Lead Generation
Find your own leads
AI prospecting engine with daily picks and outreach scripts
Statement Analysis
Do your own statement analysis
OCR statement analyzer with instant savings reports
Marketing
No marketing support
Landing page builder, QR codes, email sequences, and flyers
Deal Support
You are on your own
Dedicated sales manager on every deal
Reporting
Delayed or opaque reporting
Real-time earnings dashboard with PDF residual statements
Sales Tools
A rate sheet and a phone number
Full sales platform with AI tools, CRM, and marketing automation
Lead Generation
Find your own leads
AI prospecting engine with daily picks and outreach scripts
Statement Analysis
Do your own statement analysis
OCR statement analyzer with instant savings reports
Marketing
No marketing support
Landing page builder, QR codes, email sequences, and flyers
Deal Support
You are on your own
Dedicated sales manager on every deal
Reporting
Delayed or opaque reporting
Real-time earnings dashboard with PDF residual statements
PROGRAMS
Choose Your Path
Whether you are a full-time agent, an ISO looking for a back-end partner, or someone who wants to earn by referring merchants — Optec has a program for you.
1099 Agent Program
Full-service sales agents who build a merchant portfolio with Optec. Get complete portal access with every tool listed on this page — plus a dedicated sales manager on every deal.
ISO Partnership
ISOs looking to expand processing volume with a back-end partner that gives you full control. Custom pricing, portfolio transparency, and complete back-office support.
Referral Program
Business professionals, consultants, and industry contacts who want to earn by introducing merchants to Optec. No selling required.
SUCCESS STORIES
What Our Agents Say
"The statement analyzer alone has doubled my close rate. I walk in with a savings report and merchants sign on the spot."
James R.
Independent Agent, 2 Years
"I came from another ISO where I got a rate sheet and was on my own. The AI prospecting and landing pages completely changed my business."
Maria S.
1099 Agent, 14 Months
"Having a dedicated sales manager who actually joins my Zoom calls and helps close deals — that is something I have never seen at any other ISO."
David K.
ISO Partner, 3 Years
Talk to Our Partner Team
Tell us about yourself and how you would like to partner with Optec Payments. We will reach out to discuss partnership models, revenue share, and next steps.
Ready to Build a Payments Business?
Apply to become an Optec agent today — or talk to our partner team to learn more about how we can help you grow.