For Research-Peptide Merchants
Peptide Merchant Pre-Application
This pre-application is for research-peptide merchants: businesses selling peptides for laboratory, academic, or institutional research only. Fill out the pre-application, upload your documents, and submit. You will receive a PDF receipt by email while our team reviews your information. Missing a document? Submit anyway and add it later with the link in your receipt.
Not a peptide business? Use our standard merchant pre-application or contact us.
DOCUMENTATION CHECKLIST - All documents required for fast boarding
- Pre-app filled out
- EIN letter/SS4
- Articles of Incorporation
- Operating Agreement (if not a single member owner – indicated on EIN)
- Copy of owners DL (front and back) - All owners 25%+
- Owner proof of address - Phone bill, utility bill, etc.
- Voided check or bank letter (on official bank letter head)
- Proof of inventory (pictures of product and/or fulfillment agreement with recent invoice)
If using fulfillment, provide proof of active relationship (invoices, contracts, billing statements)
- Proof of domain/url ownership (by owner or business)
- Copies of any vendor agreements (fulfillment, C/S, etc)
- 3 months business bank statements (if unavailable, then 3 months of owner's personal bank statements)
- 3 months of processing statement if already processing transactions
Missing a document? You can still submit. Your receipt email includes a secure link to add the rest later.
Website Compliance (MUST BE COMPLETE FOR APPROVAL)
Website gating may be required on some solutions
A web crawler is suggested for keeping bots away
Product Disclaimers are required for each product:
“All products currently listed on this site are for research purposes only.”
Website Footer Disclaimer:
“All products sold on this website are intended for research and identification purposes only. These products are not intended for human dosing, injection, or ingestion.”
Products must have scientific, technical descriptions.
No health, anti-aging, performance, wellness, weight-loss, or recovery claims, including reviews
No dosage guidance, protocols, “cycles,” or “stacks.”
No testimonials describing outcomes or effects.
No influencer, social media, or lifestyle marketing.
No blogs, FAQs, or SEO terms that imply personal or human use.
Peptides are strictly for laboratory, academic, or institutional research and not for human or animal consumption.
Pricing options
Option 1: Domestic Payfac - Any-sized merchant
- 10% reserve for 30 days rolling
- Deposits are T+2, then move to the next day after one month
- NO MATCH or merchants with previous processing terminations
- No monthly fee
- $700 boarding fee (see the boarding fee and refund policy below)
Rates as follows (This is all-in with all per-transaction and settlement fees)
| Rate | Volume |
|---|---|
| 11.25% | $0 - 100,000 |
| 10.5% | $100,000 - 300,000 |
| 10% | $300,000 - 500,000 |
| 9.5% | $500,000 - 750,000 |
| 8.5% | $750,000 - 1M |
| 7.5% | $1M+ |
Option 2: Domestic Payfac #2 - Any-sized merchant
- 10% reserve for 90 days rolling
- Funding on Monday, Wednesday, and Friday every week
- $79 monthly fee
- $700 boarding fee (see the boarding fee and refund policy below)
Rates as follows (This is all-in with all per-transaction and settlement fees)
| Rate | Volume |
|---|---|
| 11.25% | $0 - 100,000 |
| 10.5% | $100,000 - 300,000 |
| 10% | $300,000 - 500,000 |
| 9.5% | $500,000 - 750,000 |
| 8.5% | $750,000 - 1M |
| 7.5% | $1M+ |
Option 3: Direct MID with Domestic Bank (Merchants at 100k+ in monthly volume):
- 10% reserve, 180-day rolling (negotiable with volume)
- Merchants below $100k per month can be considered if they put money upfront in a reserve
- $700 boarding fee (see the boarding fee and refund policy below)
| Monthly Volume Range | Pricing Structure | Approx. Flat Rate |
|---|---|---|
| $0 – $450,000 | Cost + 7.50% + $0.35/transaction | ~9.50% + $0.35 |
| $450,001 – $1.5MM | Cost + 6.50% + $0.30/transaction | ~8.50% + $0.30 |
| $1,500,000+ | Cost + 5.50% + $0.25/transaction | ~7.50% + $0.25 |
$700 boarding fee
Every peptide merchant pays a one-time $700 boarding fee.
Refund policy
- If we cannot get your business processing because of an issue on our side, we refund the full $700.
- There is no refund if you held back information from us, or if you cannot provide the information we need to get you approved.